When considering income protection insurance in Australia, it's essential to determine how much coverage you really need. A common rule of thumb is to aim for 60% of your annual income. That said, this is just a general suggestion. Your individual needs will ultimately influence the suitable amount of coverage. Consider factors like your expenses,

Total Permanent Impairment (TPD) is a legal term that describes a state where an individual experiences a significant injury or illness resulting in the inability to perform duties for an indefinite period. This concept often varies marginally across jurisdictions, with specific criteria specifying what constitutes TPD. To be eligible for TPD benef